Brett Martinez
RCU President
& CEO

Your Credit Union: Sustaining
Service & Value

A Message from RCU’s President & CEO

Early each year, I share with Members highlights of the accomplishments achieved together as a Member-owned financial cooperative. And while 2007 was another solid year of service and financial performance for Redwood Credit Union (RCU), addressing the needs of Members in the current environment, and touching on what the future holds is what is on most Members’ minds today.

We listen carefully to Members, and hear growing concerns about personal finances, and larger issues such as sustainability of our communities, environment and your desire to do business with trusted companies whose values align with your own.
(cont’d. on page 2.)

RCU’s Road Map to Value:
Great Value & Service at All Stops
Along the Way!

 
- The Bluestone Family
RCU Members Since 2000

his new year, travel RCU’s road map to value and take full advantage of your membership with us!

Earn A Higher Yield On Your Savings
The Bluestone family is celebrating higher yielding deposits to help save for their children’s educations. For a limited time, Open a 3 to 25 month Share or IRA Certificate and receive a 1/4% rate bump* as long as you also have RCU checking!

Stop Paying High Fees For Checking
Make this the year you stop paying high fees for checking! From No Fee and Dividend to our new high yielding Premier Checking account (see HOT RATE at bottom left) compare RCU to the competition and save! See comparison on page 3.

One Way to Save:
Refinance With RCU!

Your Credit Union offers a variety of low rate loans, including auto, RV, credit cards and more! Refinance a qualified consumer loan from another lender and receive a 1/4% rate discount!*

Prepare to Stop Worrying About Your Future
If educational expenses, unexpected medical bills or financial stability in retirement are keeping you up at night, seek the sound financial advice of our knowledgeable Financial Advisors, available through our broker-dealer, CUSO Financial Services, L.P. (CFS). Call today to schedule your complimentary investment consultation and receive a personalized road map to reach your financial goals!

Do Not Pass On Sharing the Benefits of RCU Membership
Earn $25 for each new Member you refer to RCU!* Simply use the enclosed form on page 4, pick one up at any RCU location or print a copy from redwoodcu.org.

Take full advantage of your RCU membership and maximize your savings with our road map to value. Call or visit for more information: (800) 479-7928 - redwoodcu.org.

*Offers valid through March 31, 2008. See page 4 for full details. Investments offered through CUSO Financial Services, LP (CFS), an independent broker dealer, are not NCUA/NCUSIF insured, are not Credit Union guaranteed and may lose value. Redwood Credit Union is in partnership with CFS (member FINRA). Financial advisors are employees of Redwood Credit Union and are registered through CFS.

Also in This Issue
Annual Meeting & Election Notice (pg. 2) FREE Seminars (pg. 3)
NEW Online Loan Applications (pg. 3)  


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