RCU
Member Referral Coupon
Dear
________________________________________________________________
Great
news! If you live or work in the North Bay, you are
eligible to take advantage of the many benefits of membership
with Redwood Credit Union (RCU)! You can join with as
little as $5 in a savings account. Make this the year
you get on the road to value by joining RCU!
Your
friend,
Member name: ________________________________________________________
Member
address: ______________________________________________________ |
|
Spread
the Word
& Earn $25!
RCU
Member Referral Rewards
 ow
through March 31st, earn $25 for each new Member you refer
to RCU! Simply fill out the form at left with your name and
address to refer your friends and family to RCU. When they
open their account and give you credit for the referral, we’ll
deposit $25 into your savings account! 
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Member
Tip:
Maximize Your 401(k)
 or
most workers, contributing as much as allowed
to a 401(k) (which for 2007 was $15,500, plus
another $5,000 if you’re 50 years or older)
is a good idea. To maximize your 401(k) contributions,
make sure you at least contribute enough to receive
the maximum company match. At right is an example
of how much you could earn with regular contributions
to this tax-deferred account.
|
Below:
Your 401(k) can grow more over a long period
of time with matching employer contributions.
| $200
per check over 5 years |
$37,061.59 |
| Cost
to you over 5 years |
$18,200 |
| $20
per check over 35 years |
$332,845.09 |
| Cost
to you over 35 years |
$12,740 |
|
The
example above shows growth of deposits matched
by employer at estimated 8% annual interest
rate.
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Disclosures |
| Consumer
loan rates and mortgage rates as of 12/17/07. Savings
yields as of 1/2/08. All rates, yields, terms and special
offers subject to change. Certain restrictions apply.
APY = Annual Percentage Yield. Except for certificate
accounts, on which APY is fixed for term, savings yields
are variable. Fees may reduce earnings. Premier Checking:
APY fixed until 12/31/2008, thereafter becomes variable.
.25% interest rate reduction: Offer good for refinanced
loans new to RCU only - active RCU checking account required.
Mortgage and Visa loans not eligible. Free Checks: Offer
good for newly established personal checking accounts
only. $25 Bonus: One bonus per account opened, employees
and Officials of RCU are not eligible. HELOC Special:
After initial 3-year term, the adjustable rate will be
tied to the Prime Rate, not to exceed 17% APR. Example
of current rate using that index: 7.25% APR. Minimum initial
draw $40,000. Minimum balance during fixed period $25,000.
Other restrictions may apply. Your savings federally insured
to at least $100,000 by a U.S. Government Agency. |
|
FEATURED
LOAN RATES & SAVINGS YIELDS
For
a complete listing of Loan Rates and Information, please
call: (707) 541-2621 locally, or toll free (800) 479-7928.
For the latest Savings Rates Information, please call:
(707) 541-2620 locally, or toll free (800) 479-7928. |
FEATURED
HOME EQUITY LOAN
HELOC
SPECIAL |
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6.750% Fixed for Three Years with a 10-year interest
only option. |
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The
Redwood Review is a monthly publication
of Redwood Credit Union. All editorial questions
and comments are welcome. Please call our Marketing
Department at (800) 479-7928, ext. 5275.
Redwood Credit Union does business in accordance
with the Federal Fair Housing Law and the Equal
Credit Opportunity Act.
It
Pays To Read The Review
Watch for the Member account number spelled
out within the text of this newsletter.
If you spot your number,
please call (800) 479-7928, ext. 5275 and
claim $50.00!
Thanks for reading the Redwood
Review! |
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How
to Contact Us:
Telephone Member Service
Center Hours:
(800)
479-7928 • (707) 545-4000
Mon. – Fri. 7 a.m. – 8 p.m.
Sat. 8 a.m. – 5 p.m. |
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Growing
to Serve You Better |
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Holidays |
|
Martin
Luther King, Jr. Day
Monday
January 21, 2008
Presidents’
Day
Monday
February 18, 2008
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