Concerned
About Your Finances?
We’re listening. Let us help.

f you are concerned about your financial situation, let Redwood Credit Union (RCU) help. We are having success providing financial solutions for our Members. Some of these options include:

	Refinancing or restructuring loans
	Consolidating debt
	FREE and confidential financial counseling and credit report review through our trusted partners at BALANCE
	Budgeting assistance
	FREE educational seminars
	FREE online financial resources

TAKE ACTION NOW
We understand it can be difficult to face financial struggles, but the earlier you address your concerns, the easier it will be to manage and improve your situation. Act now by contacting your lender — whether it’s RCU or another institution. Walking away from debt, allowing your home to be foreclosed on, or declaring bankruptcy will have long-term negative impacts on your financial future. Your Credit Union is committed to assisting you with discovering better options and real solutions.

REVIEW YOUR CREDIT REPORT
Californians can now get one FREE credit report a year from the three national credit bureaus, Equifax, Experian and TransUnion. Keep informed of your credit score and monitor recent changes and activity to be sure that your credit information is accurate. To request your FREE report, visit www.annualcreditreport.com, or call 1 (877) 322-8228.

CONSULT WITH AN ADVISOR
Your Credit Union partners with BALANCE Financial Fitness to offer you FREE and confidential financial counseling and education. The knowledgeable counselors at BALANCE can assist you with developing a workable spending and savings plan, getting out of debt, analyzing your credit report, buying a home, planning for your financial future and more. This Credit Union paid service is available to you at no cost — you’ll be amazed at how much BALANCE can help!

CONTACT US!
If you have financial concerns, please call us at 1 (800) 479-7928. RCU also offers a wide variety of online educational articles and helpful links and resources to assist you. Visit the Tools & Resources section at www.redwoodcu.org to learn more. We’re listening. Let us help!